Doctoral Loan Scheme

Up to £25,000 available

Doctoral Loan Scheme

Doctoral Loans up to £25,000 available if you start a course on or after 1 August 2018 and are a resident of England or Wales.*

*Moving somewhere to study does not count as normally living there.

Please refer to the government’s website for full information on eligibility criteria and payment information.

When applying for a Doctoral Loan and if you cannot find your course please email PGL-Enquiries@mmu.ac.uk

England and Wales


Further Information

Who will be eligible? Applies to England and Wales

Eligibility is dependent on the following criteria:

  • If you’ve studied on a doctoral course before
  • Your course
  • Your age
  • Your nationality or residency status

See the government’s website for full eligibility criteria and terms and conditions.

You will not be able to get the Doctoral Loan if you are already getting payments from Student Finance for another course you are studying. 

Which courses and levels of study are eligible? Applies to England and Wales

  • 3 year full-time PhDs and Professional Doctorate programmes
  • 5 year part-time Professional Doctorate programmes
  • 6 year part-time PhDs, EdDocs and Professional Doctorate programmes

Please note MPhil, Masters by research and MRes programmes are not eligible for a Doctoral Loan; please refer to the Postgraduate Loan section.

How will the loan be paid? Applies to England and Wales

The Doctoral Loan will be paid directly to students from the Student Loans Company. The loan available is non-means tested and is up to a maximum of £25,000.

Payment will be made equally across the course duration. Each year, the payment dates will be:

  • Course start date*
  • Course start date plus 4 months
  • Course start date plus 7 months

*You will receive your first payment within 3-5 working days of the University confirming to the Student Loans Company that you have started your course (dependent on your application to the funder having been fully assessed).

Doctoral Loans are not available if any of the following apply:

  • You receive or will receive Research Council funding (for example, studentships, stipends, scholarships and tuition fee support).
  • You are eligible to apply for and receive a Social Work bursary or an NHS bursary (even if you are not receiving it).
  • You are already getting payments from Student Finance for another course that you are studying.
  • You have received a Postgraduate Doctoral Loan before - unless you left your course due to illness, bereavement or another serious personal reason.
  • You already have a doctoral degree, or a qualification that’s equivalent or higher.
  • You are receiving a doctorate by publication.
  • You are behind in your repayments for any previous loans from the Student Loans Company.

Repayment Applies to England and Wales

Visit the government’s website for repayment information.

How do I apply? Applies to England and Wales

You must first apply for your postgraduate course with us. You can then apply for the loan.

Other matters and getting guidance Applies to England and Wales

 Changes in study (the following information is based on Postgraduate Loans):

  • Change in your study mode will impact your loan payments i.e. full-time to part-time.
  • You can transfer between eligible courses. However, the overall funding available to you will not change on transfer.
  • If you have to repeat study you will not receive any funding for the year of repetition even if you did not take the maximum loan in the previous academic year.
  • If you suspend your studies, you must update your loan provider. The University will also update your loan provider. In most cases, no further loan payments will be paid until you resume your studies. If you are struggling with the cessation of the loan you should contact your funder to discuss. You will not be entitled to more than the maximum loan amount irrespective of your circumstances.
  • If you withdraw from your course, no further payments of the loan will be paid.
  • If you do not complete your course in the normal timeframe, no further loan payments will be made.

If you have any questions you can contact a member of the Student Financial Support Team on 0161 247 1045 who will be able to offer guidance and support and if necessary contact your loan provider on your behalf. 

There are many options available. We aim to provide clear and upfront information about our competitively priced tuition fees, payment options and funding opportunities to help you make your decision.

There are many course options available; you can also find out more about postgraduate funding and financial support for UK and non-UK students.

You may also be able to apply for one of our course or faculty specific scholarships.

Eligible courses

Doctoral loans are available to pursue PhDs in the majority of our research areas. Our Doctor of Education and Professional Doctorate in Health and Social Care are also eligible.

Courses are listed on Student Finance's website by department name, as per the following list. To ensure you receive your loan in a timely manner, you must select your correct course from the Student Finance database. For queries about what course to select, please contact pgradmissions@mmu.ac.uk

Find a Doctoral Course and Apply Now Apply for a Doctoral Loan

Related links

Postgraduate Study